User Credit Info

Credit Info

This is used in merchant check out screen (listing BharatX as an option) to display to the user how much credit they have obtained till now, and the total amount of credit they have access to:

Java

Your Android App

CreditAccessManager.getUserCreditInfo(this,  new CreditAccessManager.OnCompleteListener<CreditInfo>() {    void onComplete(CreditInfo result) {      // amounts in paise      long creditTaken = result.getCreditTaken();      long creditLimit = result.getCreditLimit();    }  });

Kotlin

Your Android App

// callback methodCreditAccessManager.getUserCreditInfo(this,  object: CreditAccessManager.OnCompleteListener<CreditInfo> {    override fun onComplete(result: CreditInfo) {      // amounts in paise      val creditTaken = result.creditTaken      val creditLimit = result.creditLimit    }  })
// or if you are using Kotlin Coroutines/in a suspend functionval creditInfo = CreditAccessManager.getUserCreditInfo(this)// amounts in paiseval creditTaken = creditInfo.creditTakenval creditLimit = creditInfo.creditLimit

React Native

React Native App

import BharatXTransactionManager from '@bharatx/startup-sdk-reactnative';
BharatXTransactionManager.getUserCreditInfo((result) => {  const creditTaken = result.creditTaken  const creditLimit = result.creditLimit});

Flutter

Flutter App

import 'package:startup_sdk_flutter/startup_sdk_flutter.dart';
var creditInfo = await BharatXTransactionManager.getUserCreditInfo();// amounts in paisevar creditTaken = creditInfo.creditTaken;var creditLimit = creditInfo.creditLimit;

Server

Request

POST https://sdk.bharatx.tech/merchant/credit/userCreditInfo
Headers:X-Signature: base64-encoded sha256(requestBody + privateApiKey)X-Partnerid: partnerId
Body:{  // user identifier that you registered in the  // "Registering your user identification" section  "userId": string}

Response

Headers:-
Body:{  // amounts in paise  "creditLimit": number,  "creditTaken": number,  // if the user is registered with BharatX or not. If registered  // is false, creditLimit and creditTaken will be 0.  "registered": boolean}
Status = 200; SuccessStatus = 401; Authorization FailureStatus = 400; Bad RequestStatus = 500; Internal Server Error

Credit Info (Full)

To know more about the user's credit history and to allow for recollections:

Java

Your Android App

CreditAccessManager.getUserCreditInfo(this,  new CreditAccessManager.OnCompleteListener<CreditInfoFull>() {    void onComplete(CreditInfoFull result) {      // amounts in paise      long creditTaken = result.getCreditTaken();      long creditLimit = result.getCreditLimit();      long totalOutstandingAmount = result.getTotalOutstandingAmount();      long dueAmount = result.getDueAmount();      String currentCycleDueDate = result.getCurrentCycleDueDate();      String repaymentLink = result.getRepaymentLink();    }  });

Kotlin

Your Android App

// callback methodCreditAccessManager.getUserCreditInfoFull(this,  object: CreditAccessManager.OnCompleteListener<CreditInfoFull> {    override fun onComplete(result: CreditInfoFull) {      // amounts in paise      val creditTaken = result.creditTaken      val creditLimit = result.creditLimit      val totalOutstandingAmount = result.totalOutstandingAmount      val dueAmount = result.dueAmount      val currentCycleDueDate = result.currentCycleDueDate      val repaymentLink = result.repaymentLink    }  })
// or if you are using Kotlin Coroutines/in a suspend functionval creditInfoFull = CreditAccessManager.getUserCreditInfoFull(this)// amounts in paiseval creditTaken = creditInfoFull.creditTakenval creditLimit = creditInfoFull.creditLimitval totalOutstandingAmount = creditInfoFull.totalOutstandingAmountval dueAmount = creditInfoFull.dueAmountval currentCycleDueDate = creditInfoFull.currentCycleDueDateval repaymentLink = creditInfoFull.repaymentLink

React Native

React Native App

import BharatXTransactionManager from '@bharatx/startup-sdk-reactnative';
BharatXTransactionManager.getUserCreditInfoFull((result) => {  const creditTaken = result.creditTaken  const creditLimit = result.creditLimit  const totalOutstandingAmount = result.totalOutstandingAmount  const dueAmount = result.dueAmount  const currentCycleDueDate = result.currentCycleDueDate  const repaymentLink = result.repaymentLink});

Flutter

Flutter App

import 'package:startup_sdk_flutter/startup_sdk_flutter.dart';
var creditInfoFull = await BharatXTransactionManager.getUserCreditInfoFull();// amounts in paisevar creditTaken = creditInfoFull.creditTaken;var creditLimit = creditInfoFull.creditLimit;var totalOutstandingAmount = creditInfoFull.totalOutstandingAmountvar dueAmount = creditInfoFull.dueAmountvar currentCycleDueDate = creditInfoFull.currentCycleDueDatevar repaymentLink = creditInfoFull.repaymentLink

Server

This is not available via API call yet.